LIFE INSURANCE
Life insurance helps protect family members and loved ones against debt, liabilities or loss of income by promising to pay a designated sum of money upon the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. Some Life Insurance contracts also have the added ability to build up a tax free cash value account that can be accessed for income during the life of the insured. There are many uses for life insurance and, since the mortality rate among humans is 100%, almost everyone single person has a need for some amount of coverage.
Investment Advisory Services offered through Brookstone Capital Management, LLC.(BCM), a Registered Investment Advisor. Richon Insurance & Investments, Richon Insurance Agency and BCM are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. Fiduciary duty extends solely to investment advisory advice and does not extend to other activities such as insurance or broker dealer services. Advisory clients are charged a fee for assets under management while insurance products pay a commission, which may result in a conflict of interest regarding compensation. The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claimsâpaying ability of the issuing company and are not offered by Brookstone Capital Management.