WORKERS COMPENSATION

The North Carolina Workers’ Compensation Act requires that all businesses which employ three or more employees, including those operating as corporations, sole proprietorships, limited liability companies and partnerships, obtain workers’ compensation insurance or qualify as self-insured employers for purposes of paying workers’ compensation benefits to their employees. There are very few, limited exceptions to this requirement.

Workers’ compensation is a remedy that was created by the Legislature in order to provide compensation for those who were injured on the job. Prior to workers’ compensation it was necessary for an injured party to prove that the employer was negligent and it was that negligence that caused the employee’s injuries in order to obtain recovery. Many injured employees were left without compensation and unable to work thereafter. The North Carolina Workers’ Compensation Act was then formed. The North Carolina Workers’ Compensation Act offers benefits to entitled injured workers through the form of medical treatment, lost wages, and payment for permanent disability.

If You Fail to Carry Workers’ Compensation Insurance, You May:

  1.  Face stiff financial penalties;
  2.  Be charged with a misdemeanor;
  3.  Be charged with a felony; and
  4.  Be imprisoned.

Contact your Lawyer or Insurance Agent if you are unsure of your responsibilities as an Employer

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